Desktop Budget Lite lets you take control of your budget, and lets you manage all your finances including your checking, your credit cards, loans, savings accounts, and any debts you might have, all with easy-to-use, self explanatory windows and applications. Desktop Budget Lite will tell you when your bills need to be paid. You can create forms and transactions that are recurring, like those that need to be collected or even paid every month.

Desktop Budget Lite can be used to manage your personal finances as well as for financial management of a business. It is a financial management program that is renowned to deliver all essential features covering almost all day-to-day financial activities.

Managing Financial Investment Portfolio
Desktop Budget maintains investment records for quick and easy access at any time. Enter investment names with stock code and number of shares owned in each investment within the financial application. Last trade price of shares, total amount for each investment and the profit/loss for each transaction are generated automatically by Desktop Budget. Last trade price of stocks will be downloaded from the internet if a working Internet connection is available. If not, this value may be entered manually.

Plan and Manage a Financial Budget
Desktop Budget can define customized budget categories and record transactions (income & expenses) against them. Create a budget (monthly, or annual budget), and define how much would be allocated for each category of activity beforehand to stick with those when spending.

Personal Finance Reporting
Desktop Budget offers the ability to generate customized, visual reports. Apart from that, there are five default reports such as Cash Flow, Transactions, Spending by category, Spending by payee, and Budget by category.

Download Financial Exchange Rates
Desktop Budget can automatically download currency exchange rates with a working Internet connection. It downloads currency exchange rates from either Oanda Forex or Yahoo Finance. Frequently used foreign currencies can be marked as favorites and only those exchange rates are downloaded.

Import and Export Financial Transactions
Desktop Budget supports the following formats for importing financial information; RegNow, eSellerate, QIF, QFX, QBO, CSV. The formats that can be exported to are; QIF, QFX, and CSV. This maintains compatibility with other finance management tools and online bank formats.

Personal Finance Calculators
Desktop Budget offers calculators for calculating loans, savings, and mortgages. Each of these financial calculators offers a tabular representation which shows a table with future payments depending on the calculator; balance for each period and totals for every type of payments. Apart from that, there will be a graphical representation showing three types of graphs for easy analysis. It can also be used as a personal debt manager.

The license of this software is Freeware, you can free download and free use this budgeting & expense software.