Do you have several personal investments that make you perplexed? Do you want to eliminate debt and achieve financial freedom? Would you like to get a good view to where your money is going right down to the penny and start saving more money? Would you like to teach your children how to spend money in a savvy way? Well, a personal finance manager can help you! Don't need to find it here and there. I will recommend a popular and excellent personal finance management tool to you. That is Simple Home Budget which was published by Snowmint Creative Solutions. Want to know how helpful this unique personal finance manager is? Why not come with me and view it yourself now!

Simple Home Budget is a unique personal finance manager that uses an envelope system to help us manage our income and expenses. Unlike traditional finance managers that usually use a statement-style display, Budget uses virtual envelopes that allow us to allocate money to specific expenses (mortgage, car payment, utilities etc.), and shows us how much money is left over after those expenses. Instead of showing us how much money we have in our account, it lets us visualize how much money we have left to spend. Despite the simple concept, the program includes a variety of advanced features that let us balance our checkbook, record payments by check, debit or credit card and more. It can handle multiple bank accounts and income sources, and import account data from QIF files. In addition, Simple Home Budget provides a free trial for us. It is a standalone software and does not need any extra software and hardware requirement. Simple Home Budget does not contain any adware or spyware. It works with most recent variants of Windows and its current version is 4.3.6. The price of the registration version is only $29.95 and we can get update and upgrade free.

Some of the most exciting benefits and features of Simple Home Budget include:

Simple Home Budget is remarkably easy to use. It is personal finance software, budget manager for everyone. We can get started right out of the box as there is almost no learning curve. The program opens to the main window that displays the sidebar in the left and tabbed main area in the right. The sidebar shows the calendar to select an active month of data, the form to add new transactions and totals of income, expenses and net income for a selected month, as well as expected totals for scheduled transactions for an active month.

With Simple Home Budget we can see where our hard-earned cash is going. We can see exactly where our personal finances are at for the year and plan our expenses. Simple Home Budget shows us all of our income, expenses, net income and running total in a summary color-coded Overview chart. At one glance, we can see what we have and will have coming in, going out, and most importantly, what's left over each month to spend or save. Start spending money in a savvy way!

Simple Home Budget allows us to make backups, move data to another computer. We can protect our peace of mind with the Backup/Restore options. In case of hardware crash or virus attack, we can easily restore the database from a backup copy and it'll be up and running in minutes. The database can be set up to be automatically backed up each time the application closes. The number of backups is defined by the user. The Backup option can also be used to move the database from one computer into another, which is ideal for synchronizing.

Simple Home Budget has no advertising bells and whistles. We can keep track of our budget without advertising bells and whistles, which are nothing but annoyance to the users. There are no flashy banners, no ads embedded in icons, no links to sponsors luring you into buying the products or services we do not need, no corporate logos in bright letters - nothing that has no practical value for managing our budget. Simple Home Budget is calm and keeps us that way.

Simple Home Budget uses the Access MDB format to store our data. There is no password on the database, and we can use any database tool to export, analyze or even import our data. If we add any tables, queries, forms, etc. to home_budget.mdb file, those items will not be touched by Simple Home Budget, and they will be carried over to backup. Simple Home Budget does verify the integrity of its tables only, and is not interested in removing anything not on its list.

With all these features, simple interface, excellent usability, low cost and free trial period - why are you still reading? If you are looking for an easy way to visually manage your finances without having to deal with complicated account management products, you should definitely give Simple Home Budget a try.

Simple Home Budget is a personal budget manager for home users. The software lets you enter transactions of all kinds and analyze income and expenses for 12 months shown in the summary color-coded Overview chart. At a glance, youll see what you have and will have coming in, going out, and most importantly, whats left over each month to spend or save. Itll help you pinpoint costs and areas of excessive expenditure and control your finances better.
Simple Home Budget opens to the main window with the sidebar and tabbed main area. The sidebar shows the calendar to select an active month of data, the form to add new transactions and totals of income, expenses and net income for a selected month, as well as expected totals for scheduled transactions. The tabbed area provides a quick access to transactions for a selected month or day, recurring transactions, summarized monthly view of income and expense by categories and graphic overview for a year. Thanks to the intuitive design, the majority of data entry and maintenance operations are less than two mouse clicks away!
Adding a new transaction is evidently easy. Quickly add a new one-time or recurring transaction from the sidebar form or the New dialog on the toolbar, specify the type of transaction: Expense, Income, or Refund. Then select the start date, the category, enter comments and finally set up the amount. Thats it. Now the transaction record is displayed in the list of all transactions and in the Overview chart, showing your current financial position and progress for 12 months. You can edit, delete, search or print transactions easily.
Other important features let you switch between databases, back up and restore the database. The software has nothing that could annoy the user. There are no banners, no ads embedded in icons, no links to sponsors luring you into buying the products or services you do not need - nothing that has no practical value for managing your budget.

SoftSea.com had fully tested and uploaded the install files, Simple Home Budget does not contain any adware or spyware, the latest version is 1.9.3.1, you can download this software (2.44 MB) from special server of SoftSea.com.

The license of this software is Free Trial Software, the price is $29.95, you can free download and get a free trial before you buy. If you want to get a full or nolimited version of Simple Home Budget, you can buy this personal finance software software.