Memos (and Memo Pad) normally does not have an option to load text files from the memory card nor to save them as text files.
RNS:: Memo2Card enables these features by adding the following menu commands in Memos:
- Import Memo - load text files from the card
- Export Memo - save memos to the card
RNS:: Memo2Card supports SD and MS memory cards. It supports Palm, Unix, Windows, and Mac text file formats.

The license of this software is Free Trial Software, the price is $4.95, you can free download and get a free trial before you buy. If you want to get a full or nolimited version of Memo2Card, you can buy this text editor software software.