Financial Advisor 2.71 is a Budgeting & Expense product from othersoft.com, get 5 Stars SoftSea Rating, Financial Advisor is one personal financial tools and calculators, Financial Advisor provides an extensive, yet easy-to-use collection of financial tools and calculators aimed at both home and professional users.
Financial Advisor can do:
* Calculate and analyze your mortgage
* Plan for your retirement
* Keep track of your home budget
* Investment and Savings calculations
* Future Value calculations
* Analyze the effects of inflation on your savings and investments
* Plan for your children's education
* Residual Value calculations
* Interest rate conversions & calculations
* Annuity calculations
* Practical advice on how to retire rich
* Generate lottery numbers (for when all financial planning fails)
Calculate and analyze you Mortgage:
* Learn how you can pay off your mortgage earlier and save a fortune in interest by making additional payments.
* Specify how much extra you can afford to pay and calculate how this will affect your mortgage.
* View the additional payments necessary to pay off your mortgage for various different periods.
* View detailed reports of your mortgage payments over time
* Use the "What If" calculator to calculate either your mortgage payment, interest rate, mortgage period or mortgage amount.
Plan for your retirement:
* Find out how much you will need to save for retirement based on your requirements.
* Enter your current savings plan to see whether it will meet your needs.
* If your savings plan falls short then find out how much more you will need to save.
* Plan for your monthly expenses after retirement as well as other expenses such as holidays and new cars.
Keep track of your home budget:
* The full version of Budget Advisor is included with Financial Advisor.
* Budget Advisor allows you to manage your monthly income and expenses.
* Find out where your money is going each month and learn to budget more impactfully
* Useful reports and graphs let you analyze your budget
Investment and Savings calculations:
* Enter your savings, interest rate and the investment period and calculate how much your savings will be worth over time.
* Take inflation into account allowing you to see the value of your savings in today's value.
* Enter the amount you can afford to save, the interest rate and your savings target and and calculate the period required to reach your saving OR enter the period and calculate the interest rate you will need to achieve your goals.
* Eight different savings and compounding periods (Daily, Weekly, Monthly, etc)
Future value calculations
* Specify a future value that you require, when you require it, the interest rate and an initial saving. Now you can calculate how much you will need to save to reach your goals.
Plan for your children's education:
* Plan for the cost of your childrens education by calculating how much you will need to save.
* Just enter the number of years until education starts, the years of education and the cost of education in todays value. Now you can calcuate how much you will need to start saving today.
Annuity calculations:
* The annuity calculator allows you to calculate the monthly annuity you can receive given a specified lump sum investment, investment return and period. You can also request a lump sum balance at the end of the annuity period.
* Perform "What if" calculations. This means that you can choose to calculate the lump sum required, the annuity period or the annuity payment you will receive.
* View a detailed schedule of your annuity over time. The license of this business & finance software is Free Trial Software, the price is $39.95, you can free download and get a free trial before you buy. If you want to get a full or nolimited version of Financial Advisor, you can buy this business & finance software.